Stolen Purse or Wallet – How to avoid Identity Theft

Identity Theft - Stolen Purse Wallet

Identity Theft - Stolen Purse Wallet

Stolen Purse or Wallet – How to avoid Identity Theft

ATTORNEY’S ADVICE — NO CHARGE

Read this and make a copy for your files in case you need to refer to it someday.  Maybe we should all take some of this advice.

A corporate attorney sent the following out to the employees in his company.

1.  The next time you order cheques have only your initials (instead of first name) and last name put on them.  If someone takes your chequebook, they will not know if you sign your cheques with just your initials or your first name, but your bank will know how you sign them.

2.  Do not sign the back of your credit cards. Instead, put “PLEASE ASK FOR PHOTO ID”.

3.  When you are writing cheques to pay on your credit card accounts, DO NOT put the complete account number on the “For” or “Memo” line.  Instead, just put the last four numbers. The credit card company knows the rest of the numbers, and anyone who might be handling your cheque as it passes through all the cheque processing channels won’t have access to it.

4. Put your work phone number on your cheques instead of your home phone. If you have a P.O. box use that instead of your home address. If you do not have a P.O. box, use your work address. Never have your Social Insurance Nimber (SIN#) printed on your cheques (DUH!). You can add it if it is necessary. But if you have it printed, anyone can get it.

5. Place the contents of your wallet on a photocopy machine. Do both sides of each ID: Drivers license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. IMPORTANT: Always keep the originals and the photocopies in different places at all times, if you keep them together and if something happens then you have lost both your originals and photocopies as well. We’ve all heard horror stories about fraud that’s committed on us in stealing a name, address, SIN, credit cards etc.

Unfortunately, a friend of mine, an attorney, has firsthand knowledge because his wallet was stolen last month. Within a week, the thief ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from MVR (Motor Vehicle Registry) to change my friends driving record information online, and more. But here’s some critical information to limit the damage in case this happens to you or someone you know:

1. We have all been told that we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them. (Remember the photocopy from step 5 above)

2. File a local police report immediately in the jurisdiction where your credit cards, etc. were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here’s what is perhaps the most important of all: (I never even thought to do this)

3. Call the two national credit reporting organizations immediately to place a fraud alert on your name and Social Insurance Number.

Here is what my friend explained: “I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thief’s purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thief may have moved on to the next victim”

It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact if you suspect that you are a victim of Identity Theft:

1. Equifax:
Canada Fraud Alert: 1-800-465-7166 or 1-877-249-2705
USA Fraud Alert: 1-888-766-0008 or 1-800-525-6285

2. TransUnion:
Canada Fraud Alert: 800-663-9980
USA Fraud Alert: 1-800-680-7289

We pass along jokes on the Internet; we pass along just about everything. But if you are willing to pass this useful information along, it could really help someone that you care about.

~ Please feel free to link directly to this article = Spread the knowledge ~

Direct Link HTML code for your website or blog:
<a href=”http://blog.theinternetserver.com/stolen-purse-or-wallet-how-to-avoid-identity-theft” target=”_blank”>Stolen Purse or Wallet – How to avoid Identity Theft</a>

This is not an all inclusive article and there is much more to be added, I will be adding more information on a regular basis. In the mean time if you have any good tips or experience that can be shared then please post these in the comments/discussion section below.  Lets share the knowledge.

Stolen Purse or Wallet – How to avoid Identity Theft Discussion: Please leave your comments below
* Have you been a victim of purse/wallet/identity theft?
* Do you have additional lessons or good advice to share?
* What’s the most valuable thing you’ve ever lost or had stolen?
* Let’s hear your personal story !

Enjoy and be safe . . . A J

Comments

  1. Fantastic items from you, man. I’ve have in mind your stuff prior to and you are simply too fantastic. I actually like what you have received here, certainly like what you’re saying and the way in which during which you are saying it. You’re making it entertaining and you continue to take care of to stay it smart. I cant wait to read far more from you. That is really a terrific web site.

  2. Great article! This is the kind of info that
    should be shared across the web. Shame on Google for no longer positioning this publish higher!
    Come on over and consult with my site .
    Thank you =)

  3. People who bank or shop online also tend to be of a younger generation and this
    has also help the increase in people aged less than 50 become the victims of fraud.
    It gets ‘lost in the mail’ or the seller just drops off the
    face of the Earth. When you do realize it, someone may have charged up your account.
    This is good advice when it’s possible, but since waiters typically take the card out
    of sight to process, it really only works in scenarios where the clerk
    never leaves the terminal.

  4. Good post. I learn something totally new and challenging on websites I stumbleupon every day.
    It will always be useful to read through content from other writers
    and practice something from their websites.

  5. Pingback: Celebrity Blog
  6. Impressive content is the way I am going to describe this article for starters. Your gift for original informative content is unsurpassed on this subject.

  7. Thank you for writing this tremendous top quality article. The information in this material confirms my point of view and you really laid it out well. I could never have written an article this good.

  8. Really good quality article! This is one of the most inspiring pieces of work I’ve read a long time. Too many times writers don’t care what they write. It’s obvious that you do. Thank you.

  9. Writing is an art form that not everyone has, but you are a true writer. You appeal to modern readers with unique ideas and content.

  10. If all writers could write this kind of quality information like you, readers would be more apt to understand more clearly the subject matter. This article is very well done.

  11. I got more useful and clear information out of your article than I have from others I’ve read. Your insight on this subject is amazing.

  12. You’ve done an excellent job expressing your thoughts in this article. I concur with a lot of your thoughts and appreciate your vast knowledge and forward thinking. Thank you for sharing your ideas with us.

  13. I loved reading this article. I feel you took aim and hit the target here. I am very impressed with your obvious demonstration of excellent writing skills and unique content. Thank you for writing this.

  14. I wanted to let you know how impressed I am with this content. You’ve cleared a lot up for many readers in this article. Thanks for all this great information.

  15. I admire you for writing this excellent article. This information is well-researched and interesting. I became so involved in this content that I couldn’t make myself quit reading. Thank you for producing great quality work.

  16. I like to read information that makes me think. The information you have written in this article is interesting and it has truly given me reason to ponder. That’s one thing I like about it.

  17. It’s not easy finding information on this topic that is well-written, easy to read and easy to grasp. That’s why I felt moved to put a comment here to let you know this is great.

  18. Your writing is impressive. I love how you made your viewpoints so clear. You must have done a lot of research to reach these conclusions.

  19. Great job on this article. I like your viewpoints and I agree on a lot of your content. Thank you very much for sharing this.

  20. Your article is very well written and informative. It’s a pleasure and an honor to read such great material. I wish more writers cared about their work as you do.

  21. I just had to show my appreciation for the writer’s point of view on this subject by leaving a comment. Thank you for writing such top notch content for your readers. Thank you so much.

Leave a Reply

Required fields are marked*